Long-Term Disability

City of Detroit Long-Term Disability (LTD) Program

Standard Insurance Company provides Long-Term Disability (LTD) insurance to eligible City of Detroit employees. This is an employer-sponsored benefit provided at no cost to eligible employees. Uniformed Personnel (Police & Fire), DDOT and DWSD employees are not eligible.

Long-Term Disability Claim Packet

This packet contains the forms necessary to apply for long-term disability benefits. Included in the packet are application instructions and a brief explanation of the long-term disability benefits.

Download Long-Term Disability Claim Packet »

Long-Term Disability Benefits at a Glance

Group Long-Term Disability insurance from Standard Insurance Company helps provide financial protection for insured members by paying a monthly benefit to eligible employees in the event of a covered disability. The cost of this insurance is paid by the City of Detroit.

Download 'Benefits at a Glance' Sheet »

Contact for those with existing claims:

The Standard Insurance Company
Tel: (800) 426-4332
Fax: (800) 378-8361

Who should I call with questions about my claim?

If you have already filed a claim, please call The Standard’s Disability Benefits toll-free number at 1-800-426-4332. If you are looking for general information, please contact your benefits administrator.

Who is responsible for notifying the City of Detroit of my absence?

It is your responsibility to follow the normal City of Detroit absence reporting procedures by notifying your manager or supervisor of your absence.

If my claim for benefits is approved, how long will it take to receive my first check?

After the benefit waiting period as outlined in your group policy is served, long-term disability benefit payments are paid in arrears on a monthly basis based on the date of disability and are mailed directly to your residence. Long-term disability benefit payments that are payable for retroactive claims will be paid immediately following claim approval.

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Active Employees married to a City of Detroit Retiree are now eligible to enroll their spouse for health care coverage effective January 1, 2017

Please visit the online system www.mydetroitbenefits.com to enroll your retired spouse. Eligibility Documentation is required. You may also call toll-free (855) 224 6200 to compl...

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The 2017 Annual Report is now available

. Click here to view report


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