Component II

COMBINED PLAN FOR THE
POLICE AND FIRE RETIREMENT SYSTEM OF
THE CITY OF DETROIT, MICHIGAN
Amendment and Restatement Effective July 1, 2014

ARTICLE A.  COMMON PROVISIONS OF THE POLICE AND FIRE RETIREMENT SYSTEM

ARTICLE B. FREEZE OF POLICE AND FIRE RETIREMENT SYSTEM AS OF JUNE 30, 2014

ARTICLE C.  DEFINITIONS

ARTICLE D.  MEMBERSHIP

ARTICLE E. SERVICE CREDITABLE.

ARTICLE F.  BENEFITS PROVIDED TO MEMBERS

ARTICLE G.  METHOD OF FINANCING

ARTICLE H. MISCELLANEOUS

ARTICLE I.  DEFERRED RETIREMENT OPTION PLAN

ARTICLE J.  PARTICIPANT ANNUITY SAVINGS FUND LOAN PROGRAM

ARTICLE K.  SPECIAL PLAN OF ADJUSTMENT PROVISIONS

APPENDIX A

ARTICLE 11. RETIREMENT PLANS

Relevant Provisions of the Detroit City Code

Collective Bargaining Agreements